Critical Illness Cover

What conditions are covered under a Critical Illness policy?

Critical Illness insurance will cover a number of different conditions under the policy, the insurers we use cover between 30 and 46 conditions, however there are many other insurers who will cover less, so when buying a Critical Illness policy always check how many conditions the insurer covers.

Although the conditions covered will vary between the insurers, they will all cover Heart Attacks, Stroke and Cancer. The illness must meet the definition of your policy for you to claim under the insurance. For example: if you were diagnosed with a very low level cancer where it is contained in one cell and is unlikely to spread, you may not be covered. The critical illness policy should pay out if the cancer has spread to the surrounding cells. It is important to remember that critical illness life insurance will only pay out when the illness becomes critical.

The Association of British Insurers (ABI) ensure that every insurers' policy definitions meet their criteria which means that the policy is easy to understand and will guarantee to pay out as long as you get the illness to the specified severity.

At Protected.co.uk we provide quotes from 10 of the top UK life insurance providers, based on their claims statistics and the level of cover that they provide for their critical illness life insurance. Most of the insurers Protected.co.uk use have paid out 90% or over of the claims that they received for Critical Illness Cover and many have a 5 Star Defaqto Rating due to the cover that they offer.

Tell us the amount of critical illness cover you would like and compare our discounted prices online.

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