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What does putting a policy in trust mean?

When a claim is made on a life insurance policy, the insurance provider will normally need to see a death certificate as proof of death. Your beneficiary (the person who receives the money) may be liable to pay inheritance tax if your total estate, including your life insurance policy, is over the inheritance tax barrier.

How it works

By putting your life insurance policy into a Trust you will then be able to name specific people to receive the money in the event of your death.

Avoid tax with a trust

There are a couple of benefits to doing this, the main one is that you will have the peace of mind that the money is going to right people Tax free.

By putting your policy into trust your beneficiary will avoid inheritance tax. It also speeds up the process of your loved ones receiving the money.

Setting up your trust

We will help you to setup your trust - we charge no fee for doing this and the trust itself is free of charge. If you need any more details about this, please speak to one of our life insurance experts.

Get life insurance quotes with a free trust