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That’s a saving of £846.72 on a 21 year, £274,325 Level Term policy for a 33 year old male smoker.3

  • 16.6% of our customers achieve £100.00 or above cash back (July 2014 - April 2015). You must complete a full online application. T&Cs apply. Policy must be kept for 24 months. 5% of total commission we receive from the insurer will be paid to you after 12 and again after 24 months as long as you return the provided claim form on time.
  • 2If we are unable to match the price within 30 days of your policy starting we will give you up to £50 M&S vouchers. We guarantee to be cheaper than going direct to the insurers websites. Not all insurers show prices on their website. 7% of customers receive a 10% or above saving (July 2014 - June 2015).
Latest customer comments

Alex gave their life insurance policy a rating

Aviva Life Insurance

I think that are: Average

Aviva increased my premium which caused problems but Protected were able to set me up a policy with Legal and general who gave me a much better price.


Melissa Tuck gave their life insurance policy a rating

Legal & General Life Insurance

I think that are: Excellent

This applies to both Legal & general and Protected. Very helpful, covered everything you need to no answered every question in full no beating around the bush. It was all so quick, easy and straight forward. They called me, asked a few easy questions, gave me a quote, took some details, sent some simple paper work and that's it all done, direct debit comes out each month and i don't have to think or worry about anything, just the way i like it!!!

The images associated with customer comments are not representative of actual customers.

Choose the right cover
Level term life insurance
Level Term Life Insurance

Protect your family with a fixed level of cover that pays out on the death of the policyholder.

Mortgage life insurance
Decreasing Term Life Insurance

Cover to help you pay off a repayment mortgage in the event of death, can be a joint or single cover.

Critical illness cover
Critical Illness Life Insurance

Protects you against specific medical conditions like cancer, heart disease and strokes.

The importance of life insurance

It could happen to you! Would your family struggle to cope financially without your income? You may not be able to afford having no life insurance.

For every new policy we donate money to help children who have lost parents with no life insurance. However, you can prevent your child from becoming a statistic with life insurance in place.


Life insurance can cost less than you think, some policies start from 17p a day.3

Is your family worth 17p a day?

Not sure how much cover you need?

If you're confused about life insurance and need a little more help, read through our guides so that you can make the best decision.

Our highly trained life insurance experts are ready to answer any questions you may have.

Talk to us on the phone so you can decide on the best policy for you.

Why choose Protected

All the policies we offer come with the following features as standard, so you can be sure you are getting the maximum amount of cover possible for your monthly premium.

  • Guaranteed premiums - once your policy has started your price will never change providing you maintain your monthly premiums.
  • Free terminal illness cover - your policy will pay out early if you are given 12 or less months to live.4
  • Free to write into Trust - choose who your money goes to and help reduce the possibility of inheritance tax.
  • Guaranteed insurability option - change your cover without the need for further medical questions if you get married, move house or have a baby. Age restrictions may apply.
  • Personal account manager - once your application is complete you will be assigned your very own account manager who will be there to help with any questions you may have.