Learn about health insurance

Before you get your quotes, read our guides to help decide how much cover you need and what type suits you best.

What is Standard cover?

Mid-range levels will cover you for most hospital fees deemed eligible and in some cases, specialist fees as well. In most cases, this level will offer the same benefits as the basic level cover but with added extras - this will differ per insurer.

In a lot of cases, mid range cover provides more prompt treatment, including access to specialists and consultants, access to private treatment and cover for use for consultant appointments. Some policies will also include diagnostic tests and outpatient psychiatry, parental accommodation if your child is sick and major dental expenses may also be covered under such policies.