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- * For a 28 year old male adding the six week option, out patient cover at £500 and £500 excess the premium would be £25 per month over the year.
- ** Only available on some policies.
How can health care help you?
Health care helps you get prompt access to treatment when you need it. Private health care is designed to treat acute conditions which develop after your policy starts.
You can choose to add your family onto your policy for complete peace of mind. With a lot of health care providers you can also get discounts for services like gyms as well as health programmes designed to keep your and your family healthy.
Benefits of health cover
Some of the benefits listed may be available as extras or specific to some insurers only.
- Cover against illness
- Treatment by expert consultants **
- Access to private hospitals
Why use our service?
We aim to find the most suitable policy for you at the best price possible.
- We compare top insurers
- Quick & easy
- Cover starts from £25 per month *
What our customers say
I really appreciated your respectful and sensitive approach to me, especially Steve for his guidance with all the questions that I needed to answer to find the cover that was perfect for my needs
Protected her family
Learn about Health insurance
Before you get your quotes, read our guides to help decide what type of health insurance you need and what type of cover suits you best.
What is Health Insurance?
Health Insurance covers the cost of private medical treatment for any acute conditions you may suffer in the future - this can be something simple like breaking a bone or more serious like a heart attack or cancer.
People buy health insurance so they will not have to wait on the NHS waiting list. You would be able to choose where and when the treatment would take place and the specialist you would like to treat you.
Some things are not covered though, including pre-existing medical conditions, GP services, cover for incurable illness and accident and emergency admissions.
What is Budget Cover?
Budget level health insurance can provide cover for hospital treatment for in-patient procedures such as surgery, radiotherapy and chemotherapy along with Psychiatric treatment.
These policies will cover your treatment in a private hospital, it might also cover cancer treatment for up to one year and cover any costs related to transport in a private ambulance.
With some policies they might offer an NHS cash benefit if treatment is taken in an NHS hospital instead of a private hospital.
What is Standard Cover?
Mid-range level policies will cover you for most hospital fees and in some cases, specialist fees as well. In most cases, this level will offer the same benefits as the basic level cover but with added extras - this will differ per insurer.
In a lot of cases, mid range cover provides more prompt treatment, including access to specialists, access to private treatment and cover for use for consultant appointments.
Some policies will also include diagnostic tests and outpatient psychiatry, parental accommodation if your child is sick and major dental expenses may also be covered under such policies.
What is Comprehensive Cover?
The high-end policies offer the same cover as the mid-range and basic level but tend to have no limits on them as well as more benefits.
They may also include complementary therapies like physiotherapy, psychiatric treatment and access to private hospital transport service. Cover will also be provided for treatment in certain circumstances where there may be complications during pregnancy.
In some cases, the insurance policy may offer an unlimited private ambulance service as well as the benefits previously mentioned.