Decreasing Term Life Insurance News - protected.co.uk

People may find that their health is on the line this winter after a charity has warned that 5.4 million households in the UK are suffering from fuel poverty.

Half of the individuals who are fuel poor are the elderly, although the problem also extends to households with young children and other demographics in the community, says Maria Wardrobe, warm homes campaigner for National Energy Action (NEA).

"It does really cut across all sectors of society and everyone suffers health effects from living in a cold home," she says, a comment that may persuade some adults to take out a life insurance policy to be prepared should a serious illness be diagnosed.

Furthermore, Ms Wardrobe adds that disabled people are also at risk from the cold because they cannot move around as much to keep warm.

According to the NEA, if someone is fuel poor, they have to spend more than ten per cent of their total household income on energy to achieve a healthy living environment of 21 degrees Celsius.

But for adults worried about the cold weather, decreasing term life insurance could bring peace of mind that should an illness be diagnosed, a mortgage could be protected.