4th June ‘08 - Aid Workers Taking out Life Insurance Cover for Disaster Hotspots

Posted on Thursday, June 05th, 2008 at 7:21pm

All of us in the UK with families, especially those of us with mortgages to pay, will understand the need for life insurance cover. After all, even though it may sometimes seem a macabre thought, there is no guarantee that we will be here from one day to the next. 

So spare a though for the UK aid workers who have been deployed to the world’s war and disaster hotspots in 2008. There are currently aid workers from the UK working in places like earthquake-hit China, war-torn Darfur and cyclone-ravaged Burma. 

Almost all workers with non-governmental (NGO) aid organisations will have some form of life cover to offer financial insurance to their families in the event that they should suffer some kind of fatal accident. 

Tim Prifti, accident and health underwriter at Kiln, comments, “Insurance is sometimes seen in a negative light, but this is a very good example of where insurance can make a positive difference.”  

Robin Williams, chief executive with Banner, who also specialise in offering insurance to NGO workers, comments, “War zones are difficult, but yes, we can nearly always get personal accident, travel and emergency medical cover for aid workers.” 

So while most of us will not face the same number of potentially fatal hazards as aid workers in disaster areas, the fact that NGOs consider life insurance to be so crucial can serve as an acute reminder to all of us of just how important an assurance investing in this kind of cover can be.